High Risk Merchants

Operating a business that falls in to the high risk category means that most conventional processing banks will refuse to handle your merchant account. Those banks that do take a chance on high risk merchants will charge a much higher rate. So, even if you are high risk, that does not exclude you from being able to process credit cards or ACH checks.

Because high risk credit card processing involves increased risks for the processing bank when compared to other types of businesses, your business will need to be carefully pre-screened and may be subject to higher processing fees per transaction, rolling reserves or other restrictions based on your business type and transaction history.

In the end, the majority of shoppers use credit cards and not cash, so getting approved for a high-risk merchant account will put you on your way toward generating greater revenues for your business.

It doesn't really matter whether you need a high risk merchant account because of the nature of the products or services that your business is selling, or because you are on the high risk list, or because you have high chargebacks If you are a high risk merchant who needs a High Risk Credit Card Processing Merchant Account, we can help. As long as your products and services are legal, we will give your high risk merchant account application the serious and thorough consideration it deserves.

We can have you set up and processing in as little as 48 hours in most cases, after you have completed the application and all of the required documents - depending upon the type of account you are applying for. We strive to provide the most efficient and cost effective means for our clients to open a high risk merchant account.